To get a good deal of loan nowadays, a good credit score is needed. The only way to know your credit score is to check your credit report. Not only will reviewing your credit ulat help you get an idea of what your credit score may be (you do have to pay for your actual credit score), it will also allow you to confirm that all the information is correct. One small mistake on your credit ulat could seriously affect your credit score and potentially cause your rates to skyrocket.
link, a link in over 10 states in America has listed ways on how you get your free credit report.