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There's a 100% moneyback guarantee on all Neopoints, Paint Brushes, Maps, Petpets, etc.
The website is PayPal approved and verified, so it is totally safe. And you will never be asked by the website to provide your password, so do not give it to anyone if they ask you for it.

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Referring friends also earns you big discounts on NeopianBank.

You have no obligation to buy anything, just take a quick browse through the site if you want :)