Zack borrows money from a guest named Maynard to play video games, but starts to fear him when he can't pay it back. Cody enters a spelling bee. London and Maddie help a homeless family.
A twins convention is being held at the Tipton Hotel. Zack ends up creating a double petsa with twin sisters, for him and Cody. London and Maddie end up enjoying a evening with twin brothers.
A hotel guest trips on Zack's skateboard in the lobby. But when the boys find out that's he's lying in order to get free service, they come up with a plan in order to set things straight.
Mr. Moseby gets worried when his older brother Spencer arrives at the Tipton for a visit. Zack and Cody buy a bike, but they have to share it. Maddie and Esteban mess with London's horoscope
Zack and Cody have to repair a pader that they damaged as punishment. London begins attending Maddie's private Catholic school due to her poor attendance record.
